First Federal Savings Bank

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It's quick, it's easy and you
won't find better service anywhere!

Tim Hershberger

Loan Originator/Especialista en Prestamos Hipotecarios

2926 South Main Street
Elkhart, Indiana 46517

Direct Office Line 574.524.2004

Cell 574.536.1096

Toll Free 800.251.2618

Email: TimH@firstfederalbanking.com

Business Hours: 9:00 – 5:00 M-F or by appointment

Fluent in both English and Spanish, Tim has been helping Michiana families obtain the homes of their dreams for more than 25 years. Buying a house is an important investment decision and you want to work with people who understand you and can help you make the best decision possible. At First Federal Savings Bank we’ll all work together to make sure you get the best mortgage possible!

First Federal Savings Bank is able to offer mortgages to persons who use an ITIN number to file their federal income taxes. Call me today to see if you qualify!

LOAN PRODUCTS TO FIT EVERY NEED

Loans stay local - Your house payments stay here
Low closing costs - average less than $825
Free Pre-Approvals
Low Downpayment plans available

1st Time Home Buyers

We make things easier for our 1st time homebuyers with our FREE Pre-Approval program, right down to First Federal paying all closing costs for 1st time homebuyers.

We make owning a home "possible"

Freddie Mac's HOME POSSIBLE MORTGAGES provide options to meet the needs of more borrowers with 100% and 97% financing. NEIGHBORHOOD SOLUTION MORTGAGES increased borrower's buying up to 30% and are designed for those who support our community - teachers, firefighters, law enforcement officers, healthcare workers and military personnel.

New Construction Loans Made Easy

Come see us for your Home Construction Loans, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process.

* Mortgage Calculator

Click Resource tab above

* Rate Watch

We will e-mail you if rate is low enough for you to refinance. E-mail me to set up Rate Watch.
TimH@firstfederalbanking.com